What insurance services does California Life Coverage offer?

California Life Coverage helps individuals and families explore Medicare plans, life insurance, annuities, long-term care planning, life settlements, and vision and dental coverage. Available options depend on individual needs, eligibility, and applicable policy terms.

What is Medicare insurance?

Medicare is a federal health insurance program primarily for people aged 65 and older, as well as certain younger people who qualify through disability or specific medical conditions. Coverage options include Original Medicare, Medicare Advantage, Medicare Supplement Insurance, and Medicare Part D prescription drug coverage. Eligibility, costs, and benefits vary by plan.

What is the difference between Medicare Advantage and Medicare Supplement Insurance?

Medicare Advantage is an alternative way to receive Medicare Part A and Part B benefits through a private plan. Medicare Supplement Insurance, also called Medigap, helps cover certain out-of-pocket costs associated with Original Medicare. Medigap generally does not work with Medicare Advantage plans. Compare coverage, provider access, costs, and eligibility before choosing.

When can I enroll in Medicare?

Many people first become eligible for Medicare around age 65. Initial enrollment generally begins three months before the month you turn 65 and ends three months after that month. Special enrollment periods and other rules may apply depending on your circumstances. Confirm your enrollment dates with Medicare or the Social Security Administration.

What types of life insurance are available?

Common types of life insurance include term life, whole life, universal life, and final expense insurance. Each type has different costs, coverage periods, and policy features. The right option depends on your financial responsibilities, budget, goals, and eligibility.

How much life insurance coverage do I need?

The amount of life insurance you may need depends on your income, outstanding debts, household expenses, dependents, future financial goals, and existing coverage. Reviewing these factors can help estimate an appropriate coverage amount. Actual coverage is subject to insurer requirements and policy terms.

What is final expense insurance?

Final expense insurance is a type of life insurance intended to help beneficiaries cover expenses such as funeral costs and other outstanding bills. Coverage amounts, premiums, eligibility, waiting periods, and exclusions vary by policy.

What is an annuity, and how does it work?

An annuity is a financial contract issued by an insurance company. Depending on the type, it may provide income immediately or at a future date. Annuities differ in fees, liquidity, guarantees, risks, and payout options. Review the contract carefully before making a decision.

What is long-term care insurance?

Long-term care insurance may help pay for eligible services when a person needs assistance with everyday activities or qualifying supervision. Covered services, benefit limits, waiting periods, eligibility requirements, and exclusions depend on the policy.

What is a life settlement?

A life settlement generally involves selling an existing life insurance policy to a third party for an amount greater than its cash surrender value, if applicable, but less than its death benefit. Eligibility, tax consequences, fees, privacy considerations, and effects on beneficiaries should be reviewed carefully before proceeding.

Can I get dental and vision insurance separately from Medicare?

Yes, separate dental and vision insurance plans may be available. Some Medicare Advantage plans also include certain dental or vision benefits. Coverage, provider networks, premiums, deductibles, annual limits, and exclusions vary by plan.

How do I choose the right insurance plan?

Compare your coverage needs, budget, eligibility, premiums, deductibles, exclusions, provider networks, benefit limits, and policy terms. For Medicare, also consider enrollment rules and prescription drug coverage. California Life Coverage can help you understand available options within its service offerings.

Does California Life Coverage serve clients outside California?

California Life Coverage lists California and Nevada among its service areas. Availability depends on the insurance product, licensing requirements, and the client's location. Contact the agency to confirm whether assistance is available for your situation.

How can I contact California Life Coverage?

You can contact California Life Coverage by calling +1-661-241-9028, emailing CaliforniaLifeCoverage@gmail.com, or visiting https://californialifecoverage.com/contact-us/. The listed business hours are Monday through Friday, 10:00 AM to 5:00 PM. Confirm the applicable time zone before contacting the agency.

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      EXCELLENT  
   Based on 46 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Rick Twersky 
 
 
 
  Jordan is awesome. He assisted me with my Medicare Supplement, Prescription Drug Coverage, and Dental PPO plan. I definitely recommend Jordan's services if you're starting the Medicare process!
  
 
      Posted on Google  
   
   Sandy Towell 
 
 
 
  Jordan Shanbrom is so knowledgeable and helpful.He was able to help me easily navigate the Social Security system & get unrolled in an affordable insurance company.I definitely recommend him for all Social Security questions 👍🏻
  
 
      Posted on Google  
   
   Rogelio Rodriguez 
 
 
 
  
  
 
      Posted on Google  
   
   LIDIA FREGOSO 
 
 
 
  Jordan is very knowledgeable and had incredible patience for me, as I am one to ask many questions to cover all aspects of my enrollment decision. Great personality and again, extremely helpful. He is what I tend to rate as “ABOVE THE SCOPE,” of professionalism and great customer service! Thank you Jordan!
  
 
      Posted on Google  
   
   Olga Castano 
 
 
 
  Jordan nos presto un excelente servicio nos explico muy bien todas las coberturas de cada compañía y nos ayudó a escoger el mejor para nosotros, también se tomó más tiempo personal quedándose en su oficina explicando nos en detalle y hasta que escogimos la cobertura, es una persona muy profesional
  
 
      Posted on Google  
   
   Fabio Rincon 
 
 
 
  Excelente service, very profesional, strives to help people.
  
 
      Posted on Google  
   
   David Aragon 
 
 
 
  I appreciate the help I got from Jordan with my Medicare advantage and I also attended the Medicare 101 workshop for Medicare he's helped me out with my medicare I'm turning 65 soon and I want to make sure everything is right and he's helped me and I and I greatly appreciate the help I got thank you Jordan
  
 
      Posted on Google  
   
   Ray Karolyi 
 
 
 
  Jordan at California Coverage is very knowledgeable, answered all my questions, explained everything so as I could understand the ins and outs of the medicare labyrinth, and was able to make an informed decision. Highly recommended as there is a lot of confusing information out there.
  
 
      Posted on Google  
   
   Maria Guerrero 
 
 
 
  
  
 
      Posted on Google  
   
   Patricia Morales 
 
 
 
  Very knowledgeable and to the point.Very satisfied with his work recommended my family and friends to Jordon Shunbrom
  
 
  
  
 
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Featured Reviews

Trusted by families across Southern California

Jordan is very knowledgeable and had incredible patience for me, as I am one to ask many questions to cover all aspects of my enrollment decision. Great personality and again, extremely helpful. He is what I tend to rate as “ABOVE THE SCOPE,” of professionalism and great customer service! Thank you Jordan!

Lidia Fregoso Google Review

Jordan at California Coverage is very knowledgeable, answered all my questions, explained everything so as I could understand the ins and outs of the medicare labyrinth, and was able to make an informed decision. Highly recommended as there is a lot of confusing information out there.

Ray Karolyi Google Review

I contacted Jordan for assistance navigating through the medical coverage under State of California. I learned more from Jordan in five minutes than I did with other representatives I called previously for more than half an hour. He is friendly, concise, and made it understandable what my options are. A plus service!

Divy Karolyi Google Review

Jordan Shanbrom is one of the best Medicare agents I have ever had. He will call and check in with you to make sure everything is working like it should be, and if you have any type of problem with anything, he is on it and gets it corrected. If you're looking for insurance and want a great agent to work with, he is the right man for the job.

Larry Hobson Google Review

★★★★★

Jordan is very knowledgeable and had incredible patience for me, as I am one to ask many questions to cover all aspects of my enrollment decision. Great personality and again, extremely helpful. He is what I tend to rate as “ABOVE THE SCOPE” of professionalism and great customer service! Thank you Jordan!

Lidia Fregoso

★★★★★

Ray Karolyi

★★★★★

I contacted Jordan for assistance navigating through the medical coverage under State of California, trying to understand requirements and what to do. I learned more from Jordan in 5 minutes than I did with other representatives I called and spoke with previously for more than half hour, and given different answers. He is friendly, concise and made it understandable what are my options. A plus service!

Divy Karolyi

★★★★★

Jordan Shanbrom is one of the best Medicare agents I ever had. He will call and check in with you to make sure everything is working like it should be and if you have any type of a problem with anything he is on it and gets it corrected. If you're looking for insurance and want a great agent to work with he is the right man for the job.

Larry Hobson

5.0 Average Rating

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