Insurance Policies
Create a more predictable retirement.
Annuities can help provide guaranteed income, protect a portion of your retirement savings, and offer greater financial confidence during retirement.
The Basics
An annuity is a financial product designed to help you accumulate assets and generate income in retirement. Depending on your goals, annuities can provide:
Offer guaranteed interest rates and principal protection.
Provide growth potential linked to a market index while protecting against market losses.
Designed to provide a predictable stream of retirement income.
Annuities are not one-size-fits-all. Jordan takes time to understand your retirement income needs, timeline, and risk tolerance before recommending any product — and there is never any cost for a consultation.
What We Help With
Annuities can be complex — surrender charges, cap rates, participation rates, and riders all vary widely between products. Jordan cuts through the confusion and helps you find solutions that genuinely fit your retirement plan.
We compare fixed annuity rates across multiple carriers to find the best guaranteed interest rate for your savings, with full principal protection and no market risk.
We explain cap rates, participation rates, and spread fees in plain language — then help you compare FIA products so you can make a confident, informed decision.
Multi-Year Guaranteed Annuities often pay significantly more than bank CDs with the same safety. We find the best current MYGA rates and match the term length to your liquidity needs.
We help you structure a guaranteed income stream that you cannot outlive — whether through an immediate annuity, a deferred income annuity, or a guaranteed income rider on a fixed indexed product.
If protecting your retirement nest egg from market downturns is your top priority, we identify annuity products with contractual guarantees that eliminate the risk of loss regardless of market conditions.
We help couples structure joint annuities so income continues for a surviving spouse, and identify products with death benefit riders that preserve remaining value for heirs.
Find Your Path
Annuities work best in specific financial situations. See which scenario resonates with you and take the next step toward a more secure retirement.
An income annuity can provide guaranteed payments you cannot outlive, creating a personal pension that supplements Social Security.
A fixed indexed annuity lets you participate in index gains up to a cap while protecting your principal — zero loss in a down market.
A Multi-Year Guaranteed Annuity (MYGA) often offers a significantly higher guaranteed rate than bank CDs, with the same principal safety.
Annuities grow tax-deferred, meaning you don’t pay taxes on interest or gains until you withdraw — helping your money compound faster.
Joint income options and death benefit riders ensure that your remaining annuity value passes to your spouse or named beneficiaries.
Visit our Learning Center for plain-language guides on how annuities work, common misconceptions, and whether they fit your retirement plan.
Why Work With Us
Annuities may be a valuable option for individuals seeking income stability and protection from market uncertainty.
Ready to explore your options?
Schedule a consultation to explore your options, compare products, and find the right path forward with no obligation.
Schedule a ConsultationMon–Fri 9am–5pm · Weekends by appointment
Jordan Shanbrom is an independent insurance broker. CA Lic. #0I14445. This page is for informational purposes only and does not constitute financial, legal, or tax advice. Annuity products, rates, and features vary by carrier and are subject to change. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurer.
